Call reports 2001
ORION BANK — 2001
What ORION BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 223,380,000 | 221,285,000 | 226,049,000 | 236,058,000 |
| Total loans | 162,330,000 | 164,533,000 | 170,906,000 | 175,813,000 |
| Allowance for loan losses | 1,648,000 | 1,716,000 | 1,788,000 | 1,860,000 |
| Securities available for sale | 30,174,000 | 29,593,000 | 31,283,000 | 29,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,285,000 | 167,811,000 | 157,855,000 | 167,870,000 |
| Interest-bearing deposits | 142,602,000 | 137,915,000 | 133,966,000 | 141,041,000 |
| Noninterest-bearing deposits | 27,683,000 | 29,896,000 | 23,889,000 | 26,829,000 |
| Equity capital | 15,214,000 | 15,974,000 | 15,646,000 | 15,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,558,000 | 8,955,000 | 13,242,000 | 17,368,000 |
| Interest expense | 2,260,000 | 4,244,000 | 6,070,000 | 7,605,000 |
| Net interest income | 2,298,000 | 4,711,000 | 7,172,000 | 9,763,000 |
| Noninterest income | 483,000 | 1,558,000 | 2,275,000 | 2,920,000 |
| Noninterest expense | 1,921,000 | 4,327,000 | 6,369,000 | 8,325,000 |
| Provision for loan losses | 72,000 | 144,000 | 216,000 | 288,000 |
| Pretax income | 937,000 | 1,952,000 | 3,016,000 | 4,224,000 |
| Income tax | 308,000 | 645,000 | 1,001,000 | 1,411,000 |
| Net income | 629,000 | 1,307,000 | 2,015,000 | 2,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,959,000 | 15,637,000 | 15,089,000 | 14,893,000 |
| Total capital | 16,607,000 | 17,359,000 | 16,877,000 | 16,756,000 |
| Risk-weighted assets | 156,803,000 | 152,881,000 | 158,455,000 | 164,752,000 |