Call reports 2001
FIRST NATIONAL BANK OF TEXAS, THE — 2001
What FIRST NATIONAL BANK OF TEXAS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 354,192,000 | 388,965,000 | 382,454,000 | 390,720,000 |
| Total loans | 192,636,000 | 188,284,000 | 179,788,000 | 173,715,000 |
| Allowance for loan losses | 2,576,000 | 4,058,000 | 3,947,000 | 3,754,000 |
| Securities available for sale | 99,614,000 | 95,561,000 | 135,380,000 | 128,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,431,000 | 343,100,000 | 335,314,000 | 343,552,000 |
| Interest-bearing deposits | 271,207,000 | 280,752,000 | 277,792,000 | 275,818,000 |
| Noninterest-bearing deposits | 56,224,000 | 62,348,000 | 57,522,000 | 67,734,000 |
| Equity capital | 25,222,000 | 43,190,000 | 44,748,000 | 44,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,366,000 | 1,978,000 | 7,685,000 | 12,862,000 |
| Interest expense | 3,263,000 | 920,000 | 3,583,000 | 5,740,000 |
| Net interest income | 3,103,000 | 1,058,000 | 4,102,000 | 7,122,000 |
| Noninterest income | 692,000 | 261,000 | 1,119,000 | 1,881,000 |
| Noninterest expense | 2,592,000 | 764,000 | 3,477,000 | 6,130,000 |
| Provision for loan losses | 357,000 | 50,000 | 200,000 | 100,000 |
| Pretax income | 846,000 | 505,000 | 1,527,000 | 2,756,000 |
| Income tax | 195,000 | 169,000 | 509,000 | 925,000 |
| Net income | 651,000 | 336,000 | 1,018,000 | 1,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,766,000 | 24,205,000 | 25,296,000 | 26,421,000 |
| Total capital | 26,342,000 | 27,004,000 | 28,009,000 | 29,102,000 |
| Risk-weighted assets | 217,812,000 | 222,647,000 | 215,837,000 | 213,417,000 |