Call reports 2012
KIT CARSON STATE BANK — 2012
What KIT CARSON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 75,874,000 | 74,973,000 | 81,844,000 |
| Total loans | 35,619,000 | 40,085,000 | 37,949,000 |
| Allowance for loan losses | 564,000 | 549,000 | 550,000 |
| Securities available for sale | 32,533,000 | 25,584,000 | 18,030,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 67,834,000 | 66,834,000 | 73,570,000 |
| Interest-bearing deposits | 54,784,000 | 53,688,000 | 57,288,000 |
| Noninterest-bearing deposits | 13,050,000 | 13,146,000 | 16,282,000 |
| Equity capital | 7,667,000 | 7,882,000 | 8,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 849,000 | 1,686,000 | 2,485,000 |
| Interest expense | 98,000 | 187,000 | 270,000 |
| Net interest income | 751,000 | 1,499,000 | 2,215,000 |
| Noninterest income | 74,000 | 146,000 | 233,000 |
| Noninterest expense | 546,000 | 1,181,000 | 1,801,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 279,000 | 535,000 | 728,000 |
| Income tax | 80,000 | 153,000 | 206,000 |
| Net income | 199,000 | 382,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 7,491,000 | 7,675,000 | 7,815,000 |
| Total capital | 8,045,000 | 8,224,000 | 8,334,000 |
| Risk-weighted assets | 44,344,000 | 44,509,000 | 41,470,000 |