Call reports 2011
KIT CARSON STATE BANK — 2011
What KIT CARSON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 68,685,000 | 67,428,000 | 68,236,000 | 72,373,000 |
| Total loans | 39,514,000 | 39,618,000 | 39,340,000 | 38,538,000 |
| Allowance for loan losses | 523,000 | 553,000 | 564,000 | 564,000 |
| Securities available for sale | 13,717,000 | 17,959,000 | 19,417,000 | 24,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,079,000 | 59,669,000 | 60,171,000 | 64,260,000 |
| Interest-bearing deposits | 50,755,000 | 50,283,000 | 50,479,000 | 51,933,000 |
| Noninterest-bearing deposits | 10,324,000 | 9,386,000 | 9,692,000 | 12,327,000 |
| Equity capital | 7,174,000 | 7,392,000 | 7,644,000 | 7,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,721,000 | 2,568,000 | 3,359,000 |
| Interest expense | 141,000 | 274,000 | 389,000 | 494,000 |
| Net interest income | 732,000 | 1,447,000 | 2,179,000 | 2,865,000 |
| Noninterest income | 142,000 | 218,000 | 362,000 | 436,000 |
| Noninterest expense | 550,000 | 1,065,000 | 1,634,000 | 2,190,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 70,000 |
| Pretax income | 297,000 | 543,000 | 840,000 | 1,044,000 |
| Income tax | 85,000 | 155,000 | 241,000 | 298,000 |
| Net income | 212,000 | 388,000 | 599,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,958,000 | 7,134,000 | 7,345,000 | 7,292,000 |
| Total capital | 7,475,000 | 7,662,000 | 7,879,000 | 7,833,000 |
| Risk-weighted assets | 41,356,000 | 42,179,000 | 42,706,000 | 43,236,000 |