Call reports 2002
KIT CARSON STATE BANK — 2002
What KIT CARSON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 52,330,000 | 52,825,000 | 50,887,000 | 50,610,000 |
| Total loans | 31,102,000 | 34,523,000 | 33,819,000 | 31,796,000 |
| Allowance for loan losses | 469,000 | 484,000 | 514,000 | 517,000 |
| Securities available for sale | 12,828,000 | 13,778,000 | 12,779,000 | 13,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,355,000 | 47,669,000 | 45,663,000 | 45,341,000 |
| Interest-bearing deposits | 43,614,000 | 44,624,000 | 42,429,000 | 41,449,000 |
| Noninterest-bearing deposits | 3,741,000 | 3,045,000 | 3,234,000 | 3,892,000 |
| Equity capital | 4,524,000 | 4,744,000 | 4,801,000 | 4,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,758,000 | 2,625,000 | 3,435,000 |
| Interest expense | 343,000 | 657,000 | 941,000 | 1,193,000 |
| Net interest income | 522,000 | 1,101,000 | 1,684,000 | 2,242,000 |
| Noninterest income | 40,000 | 85,000 | 155,000 | 214,000 |
| Noninterest expense | 319,000 | 642,000 | 1,026,000 | 1,401,000 |
| Provision for loan losses | 100,000 | 325,000 | 650,000 | 750,000 |
| Pretax income | 143,000 | 219,000 | 163,000 | 305,000 |
| Income tax | 50,000 | 53,000 | 34,000 | 70,000 |
| Net income | 93,000 | 166,000 | 129,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,388,000 | 4,460,000 | 4,424,000 | 4,529,000 |
| Total capital | 4,841,000 | 4,938,000 | 4,873,000 | 4,954,000 |
| Risk-weighted assets | 36,259,000 | 38,214,000 | 35,875,000 | 33,895,000 |