Call reports 2001
KIT CARSON STATE BANK — 2001
What KIT CARSON STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,867,000 | 43,840,000 | 44,919,000 | 51,636,000 |
| Total loans | 25,923,000 | 30,100,000 | 32,700,000 | 31,497,000 |
| Allowance for loan losses | 212,000 | 230,000 | 260,000 | 491,000 |
| Securities available for sale | 10,336,000 | 8,381,000 | 8,470,000 | 10,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,758,000 | 38,892,000 | 39,701,000 | 46,703,000 |
| Interest-bearing deposits | 33,883,000 | 35,388,000 | 36,634,000 | 43,221,000 |
| Noninterest-bearing deposits | 2,875,000 | 3,503,000 | 3,067,000 | 3,481,000 |
| Equity capital | 4,449,000 | 4,557,000 | 4,709,000 | 4,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,656,000 | 2,526,000 | 3,403,000 |
| Interest expense | 424,000 | 849,000 | 1,268,000 | 1,652,000 |
| Net interest income | 373,000 | 807,000 | 1,258,000 | 1,751,000 |
| Noninterest income | 50,000 | 125,000 | 184,000 | 195,000 |
| Noninterest expense | 324,000 | 640,000 | 1,026,000 | 1,363,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 465,000 |
| Pretax income | 99,000 | 262,000 | 356,000 | 118,000 |
| Income tax | 26,000 | 71,000 | 96,000 | 22,000 |
| Net income | 73,000 | 191,000 | 260,000 | 96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,272,000 | 4,389,000 | 4,458,000 | 4,295,000 |
| Total capital | 4,484,000 | 4,619,000 | 4,718,000 | 4,741,000 |
| Risk-weighted assets | 29,431,000 | 33,574,000 | 35,607,000 | 35,642,000 |