Call reports 2022
LAKE CITY FEDERAL BANK — 2022
What LAKE CITY FEDERAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 82,032,000 | 83,466,000 | 79,611,000 | 82,149,000 |
| Total loans | 45,167,000 | 44,168,000 | 44,271,000 | 43,758,000 |
| Allowance for loan losses | 921,000 | 919,000 | 920,000 | 923,000 |
| Securities available for sale | 11,289,000 | 13,470,000 | 13,667,000 | 13,448,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,171,000 | 72,802,000 | 69,151,000 | 71,512,000 |
| Interest-bearing deposits | 48,864,000 | 48,494,000 | 44,735,000 | 45,477,000 |
| Noninterest-bearing deposits | 22,307,000 | 24,308,000 | 24,416,000 | 26,035,000 |
| Equity capital | 9,774,000 | 9,677,000 | 9,480,000 | 9,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,103,000 | 1,738,000 | 2,410,000 |
| Interest expense | 50,000 | 98,000 | 145,000 | 211,000 |
| Net interest income | 480,000 | 1,005,000 | 1,593,000 | 2,199,000 |
| Noninterest income | 54,000 | 92,000 | 133,000 | 183,000 |
| Noninterest expense | 545,000 | 1,074,000 | 1,624,000 | 2,122,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -11,000 | 23,000 | 102,000 | 260,000 |
| Income tax | -11,000 | -8,000 | 8,000 | 46,000 |
| Net income | 0 | 31,000 | 94,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,970,000 | 10,001,000 | 10,065,000 | 10,185,000 |