Call reports 2017
LAKE CITY FEDERAL BANK — 2017
What LAKE CITY FEDERAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 70,584,000 | 71,590,000 | 72,954,000 | 74,141,000 |
| Total loans | 53,539,000 | 54,856,000 | 55,204,000 | 54,534,000 |
| Allowance for loan losses | 1,151,000 | 1,158,000 | 1,171,000 | 1,188,000 |
| Securities available for sale | 7,850,000 | 7,614,000 | 7,348,000 | 7,042,000 |
| Securities held to maturity | 220,000 | 218,000 | 217,000 | 215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,963,000 | 58,895,000 | 59,617,000 | 61,870,000 |
| Interest-bearing deposits | 45,221,000 | 45,329,000 | 45,284,000 | 46,155,000 |
| Noninterest-bearing deposits | 13,742,000 | 13,566,000 | 14,333,000 | 15,715,000 |
| Equity capital | 7,719,000 | 7,827,000 | 7,933,000 | 7,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,241,000 | 1,896,000 | 2,642,000 |
| Interest expense | 112,000 | 224,000 | 337,000 | 455,000 |
| Net interest income | 470,000 | 1,017,000 | 1,559,000 | 2,187,000 |
| Noninterest income | 51,000 | 104,000 | 160,000 | 212,000 |
| Noninterest expense | 515,000 | 987,000 | 1,427,000 | 1,920,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,000 | 134,000 | 292,000 | 479,000 |
| Income tax | -3,000 | 42,000 | 100,000 | 280,000 |
| Net income | 9,000 | 92,000 | 192,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,830,000 | 7,912,000 | 8,012,000 | 8,039,000 |
| Total capital | 8,433,000 | 8,511,000 | 8,607,000 | 8,621,000 |
| Risk-weighted assets | 47,703,000 | 47,427,000 | 47,072,000 | 46,003,000 |