Call reports 2025
COVINGTON COUNTY BANK — 2025
What COVINGTON COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 102,425,000 | 103,434,000 | 104,068,000 | 104,495,000 |
| Total loans | 70,153,000 | 71,259,000 | 72,592,000 | 73,601,000 |
| Allowance for loan losses | 604,000 | 604,000 | 579,000 | 533,000 |
| Securities available for sale | 14,574,000 | 13,570,000 | 13,464,000 | 13,353,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,023,000 | 88,776,000 | 88,641,000 | 89,859,000 |
| Interest-bearing deposits | 72,277,000 | 71,788,000 | 72,245,000 | 74,517,000 |
| Noninterest-bearing deposits | 15,746,000 | 16,988,000 | 16,396,000 | 15,343,000 |
| Equity capital | 12,567,000 | 13,028,000 | 13,531,000 | 12,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,554,000 | 3,125,000 | 4,645,000 | 6,248,000 |
| Interest expense | 490,000 | 968,000 | 1,437,000 | 1,907,000 |
| Net interest income | 1,064,000 | 2,157,000 | 3,208,000 | 4,341,000 |
| Noninterest income | 472,000 | 630,000 | 784,000 | 923,000 |
| Noninterest expense | 704,000 | 1,444,000 | 2,223,000 | 3,117,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 832,000 | 1,343,000 | 1,769,000 | 2,147,000 |
| Income tax | 226,000 | 380,000 | 509,000 | 531,000 |
| Net income | 606,000 | 963,000 | 1,260,000 | 1,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,247,000 | 14,604,000 | 14,902,000 | 14,171,000 |
| Total capital | 14,851,000 | 15,208,000 | 15,481,000 | 14,704,000 |
| Risk-weighted assets | 70,409,000 | 78,270,000 | 71,423,000 | 72,965,000 |
Machine access — free, no API key
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