Call reports 2016
COVINGTON COUNTY BANK — 2016
What COVINGTON COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 69,329,000 | 69,720,000 | 71,336,000 | 76,630,000 |
| Total loans | 35,649,000 | 33,431,000 | 33,421,000 | 33,028,000 |
| Allowance for loan losses | 143,000 | 120,000 | 114,000 | 164,000 |
| Securities available for sale | 21,778,000 | 23,151,000 | 23,417,000 | 30,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,780,000 | 62,054,000 | 63,509,000 | 69,591,000 |
| Interest-bearing deposits | 40,744,000 | 41,260,000 | 40,379,000 | 39,962,000 |
| Noninterest-bearing deposits | 21,036,000 | 20,794,000 | 23,130,000 | 29,629,000 |
| Equity capital | 6,981,000 | 7,110,000 | 7,215,000 | 6,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,349,000 | 2,011,000 | 2,669,000 |
| Interest expense | 77,000 | 154,000 | 235,000 | 315,000 |
| Net interest income | 601,000 | 1,195,000 | 1,776,000 | 2,354,000 |
| Noninterest income | 100,000 | 193,000 | 377,000 | 414,000 |
| Noninterest expense | 538,000 | 1,100,000 | 1,667,000 | 2,341,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 163,000 | 288,000 | 488,000 | 429,000 |
| Income tax | 48,000 | 83,000 | 142,000 | 99,000 |
| Net income | 115,000 | 205,000 | 346,000 | 330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,552,000 | 6,651,000 | 6,568,000 | 6,320,000 |
| Total capital | 6,695,000 | 6,771,000 | 6,682,000 | 6,484,000 |
| Risk-weighted assets | 54,830,000 | 56,283,000 | 55,458,000 | 62,188,000 |
Machine access — free, no API key
Every figure shown here about COVINGTON COUNTY BANK — 2016 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.