Call reports 2015
COVINGTON COUNTY BANK — 2015
What COVINGTON COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 65,767,000 | 67,108,000 | 66,858,000 | 71,252,000 |
| Total loans | 33,247,000 | 32,663,000 | 34,014,000 | 34,916,000 |
| Allowance for loan losses | 137,000 | 139,000 | 140,000 | 142,000 |
| Securities available for sale | 25,596,000 | 23,735,000 | 23,689,000 | 22,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,412,000 | 59,565,000 | 59,074,000 | 63,810,000 |
| Interest-bearing deposits | 40,800,000 | 40,688,000 | 40,713,000 | 40,436,000 |
| Noninterest-bearing deposits | 17,612,000 | 18,877,000 | 18,361,000 | 23,374,000 |
| Equity capital | 6,908,000 | 6,994,000 | 7,184,000 | 6,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,281,000 | 1,919,000 | 2,573,000 |
| Interest expense | 71,000 | 144,000 | 218,000 | 293,000 |
| Net interest income | 566,000 | 1,137,000 | 1,701,000 | 2,280,000 |
| Noninterest income | 109,000 | 212,000 | 316,000 | 444,000 |
| Noninterest expense | 535,000 | 954,000 | 1,461,000 | 2,165,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 395,000 | 556,000 | 559,000 |
| Income tax | 36,000 | 105,000 | 146,000 | 157,000 |
| Net income | 104,000 | 290,000 | 410,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,385,000 | 6,360,000 | 6,720,000 | 6,401,000 |
| Total capital | 6,522,000 | 6,499,000 | 6,860,000 | 6,543,000 |
| Risk-weighted assets | 53,306,000 | 48,937,000 | 54,323,000 | 54,802,000 |
Machine access — free, no API key
Every figure shown here about COVINGTON COUNTY BANK — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.