Call reports 2013
COVINGTON COUNTY BANK — 2013
What COVINGTON COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 63,209,000 | 61,528,000 | 63,076,000 | 68,576,000 |
| Total loans | 35,980,000 | 34,709,000 | 34,110,000 | 33,673,000 |
| Allowance for loan losses | 249,000 | 239,000 | 264,000 | 99,000 |
| Securities available for sale | 18,362,000 | 19,141,000 | 19,156,000 | 21,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,989,000 | 54,207,000 | 55,466,000 | 61,370,000 |
| Interest-bearing deposits | 38,844,000 | 39,393,000 | 38,901,000 | 40,326,000 |
| Noninterest-bearing deposits | 17,145,000 | 14,814,000 | 16,565,000 | 21,044,000 |
| Equity capital | 6,656,000 | 6,723,000 | 6,859,000 | 6,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,319,000 | 1,973,000 | 2,613,000 |
| Interest expense | 86,000 | 167,000 | 247,000 | 324,000 |
| Net interest income | 558,000 | 1,152,000 | 1,726,000 | 2,289,000 |
| Noninterest income | 86,000 | 182,000 | 290,000 | 393,000 |
| Noninterest expense | 453,000 | 895,000 | 1,382,000 | 2,008,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 184,000 |
| Pretax income | 191,000 | 439,000 | 609,000 | 490,000 |
| Income tax | 53,000 | 123,000 | 170,000 | 132,000 |
| Net income | 138,000 | 316,000 | 439,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,831,000 | 7,009,000 | 7,132,000 | 6,770,000 |
| Total capital | 7,080,000 | 7,248,000 | 7,396,000 | 6,869,000 |
| Risk-weighted assets | 43,347,000 | 43,087,000 | 43,623,000 | 45,766,000 |
Machine access — free, no API key
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