Call reports 2006
COVINGTON COUNTY BANK — 2006
What COVINGTON COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 60,155,000 | 56,661,000 | 56,884,000 | 59,016,000 |
| Total loans | 32,645,000 | 32,322,000 | 31,838,000 | 32,327,000 |
| Allowance for loan losses | 363,000 | 375,000 | 388,000 | 370,000 |
| Securities available for sale | 22,316,000 | 19,232,000 | 20,506,000 | 19,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,179,000 | 49,654,000 | 49,324,000 | 51,758,000 |
| Interest-bearing deposits | 35,410,000 | 33,843,000 | 34,071,000 | 34,967,000 |
| Noninterest-bearing deposits | 17,769,000 | 15,811,000 | 15,253,000 | 16,791,000 |
| Equity capital | 6,112,000 | 6,135,000 | 6,765,000 | 6,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 855,000 | 1,739,000 | 2,625,000 | 3,527,000 |
| Interest expense | 267,000 | 544,000 | 834,000 | 1,162,000 |
| Net interest income | 588,000 | 1,195,000 | 1,791,000 | 2,365,000 |
| Noninterest income | 81,000 | 157,000 | 244,000 | 330,000 |
| Noninterest expense | 350,000 | 716,000 | 1,062,000 | 1,504,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 110,000 |
| Pretax income | 304,000 | 606,000 | 928,000 | 1,081,000 |
| Income tax | 99,000 | 190,000 | 285,000 | 358,000 |
| Net income | 205,000 | 416,000 | 643,000 | 723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,218,000 | 6,472,000 | 6,698,000 | 6,365,000 |
| Total capital | 6,581,000 | 6,847,000 | 7,086,000 | 6,735,000 |
| Risk-weighted assets | 37,770,000 | 37,504,000 | 57,287,000 | 59,401,000 |
Machine access — free, no API key
Every figure shown here about COVINGTON COUNTY BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.