Call reports 2002

COVINGTON COUNTY BANK — 2002

Name: COVINGTON COUNTY BANK — FFIEC call report 2002
Creator: COVINGTON COUNTY BANK

What COVINGTON COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fad29bce-f262-48bc-abef-d48fde4a8e36/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	50,589,000	51,845,000	53,664,000	54,197,000
Total loans	27,339,000	26,564,000	27,051,000	27,625,000
Allowance for loan losses	254,000	263,000	285,000	282,000
Securities available for sale	13,457,000	15,998,000	20,956,000	21,121,000
Securities held to maturity	2,154,000	2,106,000	1,433,000	909,000
Trading assets	0	0	0	0
Total deposits	44,592,000	45,529,000	46,991,000	47,792,000
Interest-bearing deposits	34,454,000	34,860,000	36,654,000	36,876,000
Noninterest-bearing deposits	10,138,000	10,669,000	10,337,000	10,916,000
Equity capital	4,997,000	5,377,000	5,740,000	5,528,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	736,000	1,474,000	2,233,000	2,945,000
Interest expense	339,000	663,000	981,000	1,284,000
Net interest income	397,000	811,000	1,252,000	1,661,000
Noninterest income	70,000	150,000	256,000	339,000
Noninterest expense	292,000	584,000	894,000	1,308,000
Provision for loan losses	27,000	35,000	47,000	51,000
Pretax income	148,000	342,000	567,000	641,000
Income tax	37,000	86,000	153,000	162,000
Net income	111,000	256,000	414,000	479,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	5,092,000	5,237,000	5,396,000	5,208,000
Total capital	5,346,000	5,500,000	5,681,000	5,490,000
Risk-weighted assets	31,925,000	32,634,000	39,007,000	39,655,000