Call reports 2001
COVINGTON COUNTY BANK — 2001
What COVINGTON COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,612,000 | 47,996,000 | 49,529,000 | 50,162,000 |
| Total loans | 27,906,000 | 28,211,000 | 29,096,000 | 29,047,000 |
| Allowance for loan losses | 263,000 | 273,000 | 279,000 | 285,000 |
| Securities available for sale | 3,746,000 | 7,546,000 | 9,591,000 | 12,939,000 |
| Securities held to maturity | 9,449,000 | 6,520,000 | 5,830,000 | 2,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,769,000 | 41,909,000 | 43,062,000 | 44,057,000 |
| Interest-bearing deposits | 36,273,000 | 36,517,000 | 38,324,000 | 39,314,000 |
| Noninterest-bearing deposits | 4,496,000 | 5,392,000 | 4,738,000 | 4,743,000 |
| Equity capital | 4,883,000 | 5,076,000 | 5,219,000 | 4,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,637,000 | 2,462,000 | 3,268,000 |
| Interest expense | 425,000 | 867,000 | 1,301,000 | 1,714,000 |
| Net interest income | 368,000 | 770,000 | 1,161,000 | 1,554,000 |
| Noninterest income | 80,000 | 167,000 | 241,000 | 323,000 |
| Noninterest expense | 286,000 | 594,000 | 880,000 | 1,257,000 |
| Provision for loan losses | 11,000 | 23,000 | 34,000 | 56,000 |
| Pretax income | 151,000 | 320,000 | 488,000 | 564,000 |
| Income tax | 39,000 | 85,000 | 126,000 | 140,000 |
| Net income | 112,000 | 235,000 | 362,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,853,000 | 4,976,000 | 5,103,000 | 4,982,000 |
| Total capital | 5,116,000 | 5,249,000 | 5,382,000 | 5,267,000 |
| Risk-weighted assets | 27,848,000 | 48,177,000 | 32,489,000 | 32,829,000 |