Call reports 2025
FIRST NATIONAL BANK OF FAIRFAX, THE — 2025
What FIRST NATIONAL BANK OF FAIRFAX, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 37,776,000 | 37,131,000 | 36,784,000 | 36,278,000 |
| Total loans | 12,760,000 | 11,247,000 | 11,036,000 | 10,323,000 |
| Allowance for loan losses | 394,000 | 395,000 | 396,000 | 396,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,980,000 | 22,270,000 | 22,930,000 | 22,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,163,000 | 23,368,000 | 22,852,000 | 22,812,000 |
| Interest-bearing deposits | 16,360,000 | 16,286,000 | 15,450,000 | 15,633,000 |
| Noninterest-bearing deposits | 7,803,000 | 7,082,000 | 7,402,000 | 7,179,000 |
| Equity capital | 13,522,000 | 13,642,000 | 13,775,000 | 13,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 430,000 | 881,000 | 1,310,000 | 1,727,000 |
| Interest expense | 44,000 | 89,000 | 133,000 | 176,000 |
| Net interest income | 386,000 | 792,000 | 1,177,000 | 1,551,000 |
| Noninterest income | 16,000 | 32,000 | 51,000 | 68,000 |
| Noninterest expense | 265,000 | 543,000 | 800,000 | 1,120,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 137,000 | 281,000 | 428,000 | 499,000 |
| Income tax | 15,000 | 38,000 | 52,000 | 63,000 |
| Net income | 122,000 | 243,000 | 376,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,522,000 | 13,643,000 | 13,775,000 | 13,416,000 |