Call reports 2016
FIRST NATIONAL BANK OF FAIRFAX, THE — 2016
What FIRST NATIONAL BANK OF FAIRFAX, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 28,386,000 | 29,379,000 | 28,479,000 | 30,446,000 |
| Total loans | 19,434,000 | 18,760,000 | 19,449,000 | 20,190,000 |
| Allowance for loan losses | 298,000 | 301,000 | 521,000 | 407,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 270,000 | 270,000 | 270,000 | 660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,512,000 | 18,388,000 | 17,379,000 | 19,488,000 |
| Interest-bearing deposits | 12,614,000 | 13,717,000 | 12,981,000 | 12,554,000 |
| Noninterest-bearing deposits | 4,898,000 | 4,671,000 | 4,398,000 | 6,934,000 |
| Equity capital | 10,841,000 | 10,928,000 | 11,006,000 | 10,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 529,000 | 782,000 | 1,202,000 |
| Interest expense | 12,000 | 24,000 | 36,000 | 49,000 |
| Net interest income | 260,000 | 505,000 | 746,000 | 1,153,000 |
| Noninterest income | 15,000 | 34,000 | 52,000 | 65,000 |
| Noninterest expense | 180,000 | 357,000 | 539,000 | 774,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 182,000 | 259,000 | 444,000 |
| Income tax | 1,000 | 0 | 0 | 0 |
| Net income | 94,000 | 182,000 | 259,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,841,000 | 10,928,000 | 11,006,000 | 10,955,000 |
| Total capital | 11,139,000 | 11,229,000 | 11,381,000 | 11,349,000 |
| Risk-weighted assets | 29,736,000 | 30,677,000 | 29,833,000 | 31,562,000 |