Call reports 2015
FIRST NATIONAL BANK OF FAIRFAX, THE — 2015
What FIRST NATIONAL BANK OF FAIRFAX, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 27,947,000 | 27,843,000 | 27,661,000 | 29,352,000 |
| Total loans | 20,726,000 | 20,708,000 | 19,810,000 | 20,318,000 |
| Allowance for loan losses | 321,000 | 329,000 | 338,000 | 296,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 400,000 | 395,000 | 395,000 | 270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,843,000 | 16,614,000 | 16,327,000 | 18,718,000 |
| Interest-bearing deposits | 12,163,000 | 12,290,000 | 11,960,000 | 11,685,000 |
| Noninterest-bearing deposits | 4,680,000 | 4,324,000 | 4,367,000 | 7,033,000 |
| Equity capital | 11,099,000 | 11,165,000 | 11,240,000 | 10,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 520,000 | 772,000 | 981,000 |
| Interest expense | 11,000 | 24,000 | 36,000 | 48,000 |
| Net interest income | 250,000 | 496,000 | 736,000 | 933,000 |
| Noninterest income | 13,000 | 34,000 | 56,000 | 75,000 |
| Noninterest expense | 138,000 | 341,000 | 527,000 | 787,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 550,000 |
| Pretax income | 25,000 | 89,000 | 165,000 | -329,000 |
| Income tax | 1,000 | 0 | 1,000 | 0 |
| Net income | 24,000 | 89,000 | 164,000 | -329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,099,000 | 11,165,000 | 11,240,000 | 10,631,000 |
| Total capital | 11,420,000 | 11,494,000 | 11,578,000 | 10,927,000 |
| Risk-weighted assets | 28,268,000 | 28,187,000 | 28,955,000 | 30,517,000 |