Call reports 2008
FIRST NATIONAL BANK OF FAIRFAX, THE — 2008
What FIRST NATIONAL BANK OF FAIRFAX, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 26,010,000 | 25,417,000 | 25,321,000 | 27,107,000 |
| Total loans | 20,825,000 | 21,972,000 | 21,982,000 | 23,175,000 |
| Allowance for loan losses | 932,000 | 915,000 | 916,000 | 918,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 766,000 | 567,000 | 567,000 | 548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,042,000 | 15,409,000 | 15,218,000 | 17,007,000 |
| Interest-bearing deposits | 13,019,000 | 12,020,000 | 11,881,000 | 11,776,000 |
| Noninterest-bearing deposits | 3,023,000 | 3,388,000 | 3,337,000 | 5,231,000 |
| Equity capital | 9,744,000 | 9,850,000 | 9,935,000 | 10,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 758,000 | 1,113,000 | 1,452,000 |
| Interest expense | 88,000 | 163,000 | 229,000 | 288,000 |
| Net interest income | 309,000 | 595,000 | 884,000 | 1,164,000 |
| Noninterest income | 229,000 | 249,000 | 264,000 | 120,000 |
| Noninterest expense | 184,000 | 357,000 | 551,000 | 737,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 354,000 | 487,000 | 598,000 | 548,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 354,000 | 487,000 | 598,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,744,000 | 9,850,000 | 9,935,000 | 10,042,000 |
| Total capital | 10,081,000 | 10,179,000 | 10,263,000 | 10,392,000 |
| Risk-weighted assets | 26,347,000 | 25,746,000 | 25,667,000 | 27,475,000 |