Call reports 2007
FIRST NATIONAL BANK OF FAIRFAX, THE — 2007
What FIRST NATIONAL BANK OF FAIRFAX, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 23,701,000 | 23,974,000 | 24,138,000 | 26,207,000 |
| Total loans | 20,901,000 | 21,252,000 | 21,177,000 | 21,153,000 |
| Allowance for loan losses | 968,000 | 949,000 | 940,000 | 929,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 799,000 | 794,000 | 795,000 | 770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,420,000 | 14,508,000 | 14,559,000 | 16,469,000 |
| Interest-bearing deposits | 11,521,000 | 11,851,000 | 11,524,000 | 12,232,000 |
| Noninterest-bearing deposits | 2,899,000 | 2,657,000 | 3,035,000 | 4,237,000 |
| Equity capital | 9,170,000 | 9,331,000 | 9,394,000 | 9,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 869,000 | 1,289,000 | 1,715,000 |
| Interest expense | 83,000 | 169,000 | 259,000 | 354,000 |
| Net interest income | 332,000 | 700,000 | 1,030,000 | 1,361,000 |
| Noninterest income | 14,000 | 35,000 | 55,000 | 230,000 |
| Noninterest expense | 163,000 | 335,000 | 536,000 | 764,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 184,000 | 401,000 | 551,000 | 830,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 184,000 | 401,000 | 551,000 | 830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,170,000 | 9,331,000 | 9,394,000 | 9,646,000 |
| Total capital | 9,478,000 | 9,642,000 | 9,707,000 | 9,983,000 |
| Risk-weighted assets | 24,009,000 | 24,285,000 | 24,451,000 | 26,544,000 |