Call reports 2006
FIRST NATIONAL BANK OF FAIRFAX, THE — 2006
What FIRST NATIONAL BANK OF FAIRFAX, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 24,112,000 | 24,656,000 | 23,522,000 | 23,959,000 |
| Total loans | 19,235,000 | 20,367,000 | 20,452,000 | 20,737,000 |
| Allowance for loan losses | 994,000 | 967,000 | 967,000 | 966,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 899,000 | 798,000 | 798,000 | 799,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,149,000 | 15,642,000 | 14,358,000 | 14,794,000 |
| Interest-bearing deposits | 12,568,000 | 13,032,000 | 12,017,000 | 11,379,000 |
| Noninterest-bearing deposits | 2,581,000 | 2,610,000 | 2,341,000 | 3,416,000 |
| Equity capital | 8,739,000 | 8,888,000 | 9,000,000 | 9,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 783,000 | 1,194,000 | 1,626,000 |
| Interest expense | 70,000 | 150,000 | 232,000 | 317,000 |
| Net interest income | 308,000 | 633,000 | 962,000 | 1,309,000 |
| Noninterest income | 13,000 | 33,000 | 59,000 | 75,000 |
| Noninterest expense | 189,000 | 361,000 | 528,000 | 785,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 233,000 | 426,000 | 615,000 | 722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 233,000 | 426,000 | 615,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,739,000 | 8,888,000 | 9,000,000 | 9,086,000 |
| Total capital | 9,053,000 | 9,208,000 | 9,306,000 | 9,398,000 |
| Risk-weighted assets | 24,426,000 | 24,976,000 | 23,828,000 | 24,271,000 |