Call reports 2005
FIRST NATIONAL BANK OF FAIRFAX, THE — 2005
What FIRST NATIONAL BANK OF FAIRFAX, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 24,004,000 | 23,186,000 | 23,234,000 | 24,264,000 |
| Total loans | 18,511,000 | 19,013,000 | 19,895,000 | 19,063,000 |
| Allowance for loan losses | 982,000 | 998,000 | 993,000 | 993,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 859,000 | 839,000 | 837,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,539,000 | 14,663,000 | 14,545,000 | 15,570,000 |
| Interest-bearing deposits | 13,014,000 | 12,263,000 | 12,085,000 | 12,291,000 |
| Noninterest-bearing deposits | 2,525,000 | 2,400,000 | 2,460,000 | 3,279,000 |
| Equity capital | 8,336,000 | 8,473,000 | 8,517,000 | 8,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 330,000 | 678,000 | 1,038,000 | 1,411,000 |
| Interest expense | 46,000 | 99,000 | 147,000 | 214,000 |
| Net interest income | 284,000 | 579,000 | 891,000 | 1,197,000 |
| Noninterest income | 13,000 | 26,000 | 41,000 | 53,000 |
| Noninterest expense | 98,000 | 226,000 | 469,000 | 650,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 200,000 | 380,000 | 464,000 | 602,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 200,000 | 380,000 | 464,000 | 602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,336,000 | 8,473,000 | 8,517,000 | 8,634,000 |
| Total capital | 8,648,000 | 8,775,000 | 8,820,000 | 8,950,000 |
| Risk-weighted assets | 24,323,000 | 23,495,000 | 23,544,000 | 24,580,000 |