Call reports 2004
FIRST NATIONAL BANK OF FAIRFAX, THE — 2004
What FIRST NATIONAL BANK OF FAIRFAX, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 24,325,000 | 23,782,000 | 23,479,000 | 24,674,000 |
| Total loans | 17,970,000 | 18,870,000 | 19,575,000 | 19,038,000 |
| Allowance for loan losses | 996,000 | 1,000,000 | 1,004,000 | 982,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,695,000 | 1,445,000 | 1,455,000 | 1,064,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,253,000 | 15,650,000 | 15,205,000 | 16,407,000 |
| Interest-bearing deposits | 13,466,000 | 13,340,000 | 12,919,000 | 12,974,000 |
| Noninterest-bearing deposits | 2,787,000 | 2,310,000 | 2,286,000 | 3,433,000 |
| Equity capital | 7,982,000 | 8,082,000 | 8,218,000 | 8,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 654,000 | 996,000 | 1,368,000 |
| Interest expense | 51,000 | 97,000 | 143,000 | 189,000 |
| Net interest income | 277,000 | 557,000 | 853,000 | 1,179,000 |
| Noninterest income | 14,000 | 30,000 | 44,000 | 55,000 |
| Noninterest expense | 135,000 | 239,000 | 349,000 | 657,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 163,000 | 355,000 | 555,000 | 587,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 355,000 | 555,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,982,000 | 8,082,000 | 8,218,000 | 8,213,000 |
| Total capital | 8,299,000 | 8,392,000 | 8,524,000 | 8,533,000 |
| Risk-weighted assets | 24,649,000 | 24,099,000 | 23,792,000 | 25,001,000 |