Call reports 2003
FIRST NATIONAL BANK OF FAIRFAX, THE — 2003
What FIRST NATIONAL BANK OF FAIRFAX, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 24,531,000 | 24,168,000 | 25,149,000 | 24,927,000 |
| Total loans | 14,118,000 | 15,682,000 | 17,254,000 | 18,029,000 |
| Allowance for loan losses | 1,007,000 | 1,008,000 | 1,009,000 | 991,000 |
| Securities available for sale | 50,000 | 50,000 | 0 | 0 |
| Securities held to maturity | 2,129,000 | 2,025,000 | 2,024,000 | 1,991,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,802,000 | 16,398,000 | 17,230,000 | 17,009,000 |
| Interest-bearing deposits | 14,310,000 | 14,273,000 | 14,421,000 | 13,633,000 |
| Noninterest-bearing deposits | 2,492,000 | 2,125,000 | 2,809,000 | 3,376,000 |
| Equity capital | 7,610,000 | 7,686,000 | 7,831,000 | 7,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 679,000 | 1,014,000 | 1,371,000 |
| Interest expense | 73,000 | 143,000 | 207,000 | 263,000 |
| Net interest income | 289,000 | 536,000 | 807,000 | 1,108,000 |
| Noninterest income | 14,000 | 31,000 | 44,000 | 56,000 |
| Noninterest expense | 125,000 | 243,000 | 329,000 | 627,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 326,000 | 524,000 | 539,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 178,000 | 326,000 | 524,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,610,000 | 7,686,000 | 7,831,000 | 7,845,000 |
| Total capital | 7,929,000 | 8,001,000 | 8,158,000 | 8,169,000 |
| Risk-weighted assets | 24,850,000 | 24,483,000 | 25,476,000 | 25,258,000 |