Call reports 2001
FIRST NATIONAL BANK OF FAIRFAX, THE — 2001
What FIRST NATIONAL BANK OF FAIRFAX, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,484,000 | 23,793,000 | 24,352,000 | 26,076,000 |
| Total loans | 16,457,000 | 16,868,000 | 15,344,000 | 14,406,000 |
| Allowance for loan losses | 880,000 | 854,000 | 881,000 | 1,007,000 |
| Securities available for sale | 51,000 | 51,000 | 50,000 | 52,000 |
| Securities held to maturity | 2,868,000 | 2,676,000 | 2,515,000 | 2,487,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,901,000 | 16,625,000 | 17,033,000 | 18,782,000 |
| Interest-bearing deposits | 14,533,000 | 14,783,000 | 15,043,000 | 15,575,000 |
| Noninterest-bearing deposits | 2,368,000 | 1,842,000 | 1,990,000 | 3,207,000 |
| Equity capital | 7,315,000 | 6,979,000 | 7,103,000 | 7,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 978,000 | 1,429,000 | 1,834,000 |
| Interest expense | 167,000 | 331,000 | 491,000 | 637,000 |
| Net interest income | 322,000 | 647,000 | 938,000 | 1,197,000 |
| Noninterest income | 10,000 | 24,000 | 40,000 | 55,000 |
| Noninterest expense | 112,000 | 230,000 | 350,000 | 662,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 222,000 | 343,000 | 530,000 | 492,000 |
| Income tax | 55,000 | 384,000 | 384,000 | 384,000 |
| Net income | 167,000 | -41,000 | 146,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,314,000 | 6,978,000 | 7,103,000 | 7,063,000 |
| Total capital | 7,631,000 | 7,287,000 | 7,419,000 | 7,402,000 |
| Risk-weighted assets | 24,813,000 | 24,113,000 | 24,680,000 | 26,427,000 |