Call reports 2010
FIRST COMMUNITY BANK — 2010
What FIRST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,849,160,000 | 2,624,251,000 | 2,312,598,000 | 2,188,154,000 |
| Total loans | 1,897,944,000 | 1,762,361,000 | 1,633,720,000 | 1,537,566,000 |
| Allowance for loan losses | 129,645,000 | 122,566,000 | 119,330,000 | 113,706,000 |
| Securities available for sale | 616,891,000 | 648,300,000 | 416,958,000 | 386,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,176,016,000 | 2,133,920,000 | 1,944,129,000 | 1,847,851,000 |
| Interest-bearing deposits | 1,811,468,000 | 1,781,517,000 | 1,624,292,000 | 1,508,235,000 |
| Noninterest-bearing deposits | 364,548,000 | 352,403,000 | 319,837,000 | 339,616,000 |
| Equity capital | 122,396,000 | 79,187,000 | 52,097,000 | 34,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 27,016,000 | 53,794,000 | 79,176,000 | 100,735,000 |
| Interest expense | 9,040,000 | 17,320,000 | 24,532,000 | 30,636,000 |
| Net interest income | 17,976,000 | 36,474,000 | 54,644,000 | 70,099,000 |
| Noninterest income | 1,807,000 | -1,665,000 | -916,000 | -3,699,000 |
| Noninterest expense | 20,708,000 | 43,054,000 | 64,747,000 | 85,538,000 |
| Provision for loan losses | 26,200,000 | 69,200,000 | 93,400,000 | 101,700,000 |
| Pretax income | -24,906,000 | -74,726,000 | -97,464,000 | -113,874,000 |
| Income tax | 0 | 706,000 | 706,000 | 754,000 |
| Net income | -24,906,000 | -75,432,000 | -98,170,000 | -114,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,623,000 | 65,358,000 | 42,881,000 | 26,685,000 |
| Total capital | 140,204,000 | 88,098,000 | 64,105,000 | 46,564,000 |
| Risk-weighted assets | 1,860,821,000 | 1,718,556,000 | 1,599,070,000 | 1,495,857,000 |