Call reports 2009
FIRST COMMUNITY BANK — 2009
What FIRST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 3,546,608,000 | 2,989,027,000 | 2,883,693,000 | 2,740,524,000 |
| Total loans | 2,704,048,000 | 2,245,904,000 | 2,125,792,000 | 2,017,689,000 |
| Allowance for loan losses | 90,646,000 | 108,729,000 | 113,765,000 | 128,280,000 |
| Securities available for sale | 405,790,000 | 387,180,000 | 495,695,000 | 473,580,000 |
| Securities held to maturity | 69,875,000 | 66,911,000 | 60,086,000 | 58,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,727,557,000 | 2,198,350,000 | 2,152,196,000 | 2,034,881,000 |
| Interest-bearing deposits | 2,230,186,000 | 1,798,526,000 | 1,762,518,000 | 1,684,169,000 |
| Noninterest-bearing deposits | 497,371,000 | 399,824,000 | 389,678,000 | 350,712,000 |
| Equity capital | 233,675,000 | 228,353,000 | 177,754,000 | 146,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 41,231,000 | 81,227,000 | 111,451,000 | 140,468,000 |
| Interest expense | 13,962,000 | 28,264,000 | 39,504,000 | 49,559,000 |
| Net interest income | 27,269,000 | 52,963,000 | 71,947,000 | 90,909,000 |
| Noninterest income | 6,389,000 | 36,011,000 | 39,880,000 | 39,479,000 |
| Noninterest expense | 26,390,000 | 55,773,000 | 80,453,000 | 103,343,000 |
| Provision for loan losses | 33,300,000 | 64,400,000 | 116,900,000 | 162,600,000 |
| Pretax income | -23,278,000 | -28,445,000 | -78,563,000 | -127,515,000 |
| Income tax | 0 | 0 | 546,000 | -19,528,000 |
| Net income | -23,278,000 | -28,445,000 | -79,109,000 | -107,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 220,747,000 | 221,340,000 | 168,874,000 | 140,267,000 |
| Total capital | 257,046,000 | 251,522,000 | 196,650,000 | 166,629,000 |
| Risk-weighted assets | 2,848,972,000 | 2,335,664,000 | 2,135,288,000 | 2,006,121,000 |