Call reports 2008
FIRST COMMUNITY BANK — 2008
What FIRST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 3,455,652,000 | 3,461,555,000 | 3,465,496,000 | 3,411,854,000 |
| Total loans | 2,610,193,000 | 2,729,677,000 | 2,761,137,000 | 2,754,590,000 |
| Allowance for loan losses | 33,898,000 | 58,320,000 | 67,728,000 | 79,083,000 |
| Securities available for sale | 407,915,000 | 411,418,000 | 398,682,000 | 393,488,000 |
| Securities held to maturity | 65,846,000 | 66,570,000 | 64,829,000 | 63,183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,584,334,000 | 2,651,230,000 | 2,498,421,000 | 2,524,515,000 |
| Interest-bearing deposits | 2,117,103,000 | 2,128,875,000 | 2,021,786,000 | 2,070,768,000 |
| Noninterest-bearing deposits | 467,231,000 | 522,355,000 | 476,635,000 | 453,747,000 |
| Equity capital | 406,989,000 | 283,056,000 | 284,665,000 | 254,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 52,969,000 | 102,509,000 | 151,979,000 | 198,415,000 |
| Interest expense | 20,149,000 | 37,340,000 | 54,052,000 | 69,087,000 |
| Net interest income | 32,820,000 | 65,169,000 | 97,927,000 | 129,328,000 |
| Noninterest income | 6,195,000 | 12,063,000 | 18,590,000 | 24,931,000 |
| Noninterest expense | 27,361,000 | 180,290,000 | 206,979,000 | 234,677,000 |
| Provision for loan losses | 3,900,000 | 32,600,000 | 48,235,000 | 71,618,000 |
| Pretax income | 7,518,000 | -135,784,000 | -139,379,000 | -152,768,000 |
| Income tax | 2,646,000 | -24,142,000 | -26,716,000 | -3,503,000 |
| Net income | 4,872,000 | -111,642,000 | -112,663,000 | -149,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 274,417,000 | 274,706,000 | 277,591,000 | 241,394,000 |
| Total capital | 308,913,000 | 312,844,000 | 315,733,000 | 278,858,000 |
| Risk-weighted assets | 2,910,823,000 | 3,030,184,000 | 3,021,095,000 | 2,954,938,000 |