Call reports 2007
FIRST COMMUNITY BANK — 2007
What FIRST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 3,283,773,000 | 3,342,457,000 | 3,332,197,000 | 3,419,985,000 |
| Total loans | 2,405,127,000 | 2,469,839,000 | 2,478,983,000 | 2,541,210,000 |
| Allowance for loan losses | 27,268,000 | 28,492,000 | 29,044,000 | 31,141,000 |
| Securities available for sale | 400,881,000 | 388,278,000 | 392,731,000 | 393,553,000 |
| Securities held to maturity | 60,980,000 | 58,950,000 | 56,943,000 | 103,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,517,136,000 | 2,502,690,000 | 2,560,235,000 | 2,580,876,000 |
| Interest-bearing deposits | 2,018,512,000 | 2,002,598,000 | 2,051,329,000 | 2,095,217,000 |
| Noninterest-bearing deposits | 498,624,000 | 500,092,000 | 508,906,000 | 485,659,000 |
| Equity capital | 380,006,000 | 387,276,000 | 395,685,000 | 399,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 52,553,000 | 111,585,000 | 171,101,000 | 229,231,000 |
| Interest expense | 20,675,000 | 43,872,000 | 67,604,000 | 90,489,000 |
| Net interest income | 31,878,000 | 67,713,000 | 103,497,000 | 138,742,000 |
| Noninterest income | 5,784,000 | 12,703,000 | 18,630,000 | 23,524,000 |
| Noninterest expense | 24,743,000 | 52,522,000 | 79,259,000 | 106,847,000 |
| Provision for loan losses | 2,044,000 | 4,112,000 | 6,559,000 | 10,267,000 |
| Pretax income | 10,917,000 | 23,812,000 | 36,339,000 | 45,191,000 |
| Income tax | 3,911,000 | 8,557,000 | 12,704,000 | 15,926,000 |
| Net income | 7,006,000 | 15,255,000 | 23,635,000 | 29,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 255,500,000 | 261,500,000 | 265,717,000 | 268,639,000 |
| Total capital | 283,413,000 | 290,717,000 | 295,333,000 | 300,351,000 |
| Risk-weighted assets | 2,744,430,000 | 2,816,996,000 | 2,876,881,000 | 2,962,191,000 |