Call reports 2006
FIRST COMMUNITY BANK — 2006
What FIRST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,490,482,000 | 2,603,136,000 | 2,656,372,000 | 2,798,781,000 |
| Total loans | 1,833,762,000 | 1,918,688,000 | 1,991,359,000 | 2,041,607,000 |
| Allowance for loan losses | 20,163,000 | 20,970,000 | 22,166,000 | 22,527,000 |
| Securities available for sale | 298,500,000 | 306,761,000 | 328,324,000 | 416,002,000 |
| Securities held to maturity | 69,592,000 | 104,012,000 | 79,479,000 | 62,638,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,968,598,000 | 2,082,160,000 | 2,094,270,000 | 2,195,710,000 |
| Interest-bearing deposits | 1,513,505,000 | 1,630,036,000 | 1,635,881,000 | 1,748,538,000 |
| Noninterest-bearing deposits | 455,093,000 | 452,124,000 | 458,389,000 | 447,172,000 |
| Equity capital | 265,219,000 | 267,770,000 | 277,967,000 | 284,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 41,412,000 | 86,083,000 | 133,027,000 | 181,852,000 |
| Interest expense | 13,113,000 | 27,824,000 | 44,380,000 | 62,697,000 |
| Net interest income | 28,299,000 | 58,259,000 | 88,647,000 | 119,155,000 |
| Noninterest income | 4,508,000 | 9,367,000 | 14,220,000 | 19,418,000 |
| Noninterest expense | 21,671,000 | 44,074,000 | 66,616,000 | 90,230,000 |
| Provision for loan losses | 2,729,000 | 4,109,000 | 5,488,000 | 6,993,000 |
| Pretax income | 8,267,000 | 19,303,000 | 30,623,000 | 41,210,000 |
| Income tax | 2,991,000 | 6,998,000 | 10,724,000 | 14,710,000 |
| Net income | 5,276,000 | 12,305,000 | 19,899,000 | 26,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 193,273,000 | 197,096,000 | 206,737,000 | 212,601,000 |
| Total capital | 213,946,000 | 218,774,000 | 229,521,000 | 235,726,000 |
| Risk-weighted assets | 2,048,901,000 | 2,142,120,000 | 2,213,393,000 | 2,304,456,000 |