Call reports 2005
FIRST COMMUNITY BANK — 2005
What FIRST COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,890,197,000 | 2,004,362,000 | 2,016,935,000 | 2,154,897,000 |
| Total loans | 1,425,073,000 | 1,508,811,000 | 1,515,058,000 | 1,525,927,000 |
| Allowance for loan losses | 16,042,000 | 17,109,000 | 16,965,000 | 16,915,000 |
| Securities available for sale | 211,832,000 | 203,565,000 | 225,318,000 | 240,434,000 |
| Securities held to maturity | 77,377,000 | 76,443,000 | 71,351,000 | 197,521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,418,895,000 | 1,472,213,000 | 1,477,891,000 | 1,513,731,000 |
| Interest-bearing deposits | 1,098,909,000 | 1,122,859,000 | 1,096,688,000 | 1,127,759,000 |
| Noninterest-bearing deposits | 319,986,000 | 349,354,000 | 381,203,000 | 385,972,000 |
| Equity capital | 177,362,000 | 190,767,000 | 196,994,000 | 202,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 26,754,000 | 56,235,000 | 88,065,000 | 121,957,000 |
| Interest expense | 6,876,000 | 15,100,000 | 24,303,000 | 34,860,000 |
| Net interest income | 19,878,000 | 41,135,000 | 63,762,000 | 87,097,000 |
| Noninterest income | 3,298,000 | 7,507,000 | 12,381,000 | 16,761,000 |
| Noninterest expense | 14,683,000 | 29,866,000 | 46,156,000 | 63,133,000 |
| Provision for loan losses | 1,075,000 | 2,800,000 | 3,475,000 | 3,920,000 |
| Pretax income | 7,418,000 | 15,889,000 | 26,333,000 | 36,626,000 |
| Income tax | 2,696,000 | 5,758,000 | 9,564,000 | 13,156,000 |
| Net income | 4,722,000 | 10,131,000 | 16,769,000 | 23,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,576,000 | 149,012,000 | 155,677,000 | 162,405,000 |
| Total capital | 152,618,000 | 166,121,000 | 173,090,000 | 179,818,000 |
| Risk-weighted assets | 1,517,496,000 | 1,638,501,000 | 1,688,729,000 | 1,735,585,000 |