Call reports 2004
FIRST COMMUNITY BANK — 2004
What FIRST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,639,739,000 | 1,709,886,000 | 1,771,822,000 | 1,809,408,000 |
| Total loans | 1,243,709,000 | 1,270,113,000 | 1,318,818,000 | 1,377,795,000 |
| Allowance for loan losses | 14,123,000 | 14,555,000 | 15,111,000 | 15,331,000 |
| Securities available for sale | 147,609,000 | 184,221,000 | 205,016,000 | 203,174,000 |
| Securities held to maturity | 81,156,000 | 75,234,000 | 71,030,000 | 75,407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,254,920,000 | 1,290,374,000 | 1,387,202,000 | 1,404,173,000 |
| Interest-bearing deposits | 987,820,000 | 1,008,822,000 | 1,077,864,000 | 1,089,726,000 |
| Noninterest-bearing deposits | 267,100,000 | 281,552,000 | 309,338,000 | 314,447,000 |
| Equity capital | 161,575,000 | 163,028,000 | 171,099,000 | 174,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 22,590,000 | 44,564,000 | 68,086,000 | 93,442,000 |
| Interest expense | 5,336,000 | 10,664,000 | 16,240,000 | 22,232,000 |
| Net interest income | 17,254,000 | 33,900,000 | 51,846,000 | 71,210,000 |
| Noninterest income | 2,843,000 | 6,351,000 | 10,143,000 | 13,553,000 |
| Noninterest expense | 12,752,000 | 26,203,000 | 40,010,000 | 54,519,000 |
| Provision for loan losses | 1,440,000 | 2,270,000 | 3,460,000 | 4,500,000 |
| Pretax income | 6,141,000 | 12,014,000 | 18,834,000 | 26,103,000 |
| Income tax | 2,250,000 | 4,433,000 | 6,792,000 | 9,471,000 |
| Net income | 3,891,000 | 7,581,000 | 12,042,000 | 16,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,003,000 | 121,720,000 | 127,209,000 | 131,827,000 |
| Total capital | 131,126,000 | 136,275,000 | 142,320,000 | 147,158,000 |
| Risk-weighted assets | 1,307,048,000 | 1,360,143,000 | 1,410,381,000 | 1,446,820,000 |