Call reports 2003
FIRST COMMUNITY BANK — 2003
What FIRST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,386,573,000 | 1,458,191,000 | 1,522,818,000 | 1,651,306,000 |
| Total loans | 1,054,663,000 | 1,109,815,000 | 1,163,701,000 | 1,231,485,000 |
| Allowance for loan losses | 12,204,000 | 12,985,000 | 13,471,000 | 14,121,000 |
| Securities available for sale | 112,412,000 | 128,276,000 | 126,974,000 | 135,529,000 |
| Securities held to maturity | 64,260,000 | 71,359,000 | 65,070,000 | 84,902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,116,048,000 | 1,150,873,000 | 1,171,324,000 | 1,208,474,000 |
| Interest-bearing deposits | 912,977,000 | 926,251,000 | 916,209,000 | 932,752,000 |
| Noninterest-bearing deposits | 203,071,000 | 224,622,000 | 255,115,000 | 275,722,000 |
| Equity capital | 139,095,000 | 143,375,000 | 151,475,000 | 157,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 20,739,000 | 42,360,000 | 64,436,000 | 87,095,000 |
| Interest expense | 5,515,000 | 10,858,000 | 16,018,000 | 21,232,000 |
| Net interest income | 15,224,000 | 31,502,000 | 48,418,000 | 65,863,000 |
| Noninterest income | 3,523,000 | 7,609,000 | 11,301,000 | 14,520,000 |
| Noninterest expense | 11,679,000 | 24,265,000 | 37,055,000 | 50,083,000 |
| Provision for loan losses | 1,047,000 | 2,318,000 | 3,963,000 | 5,543,000 |
| Pretax income | 6,046,000 | 12,561,000 | 18,734,000 | 24,803,000 |
| Income tax | 2,283,000 | 4,807,000 | 6,637,000 | 8,879,000 |
| Net income | 3,763,000 | 7,754,000 | 12,097,000 | 15,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,403,000 | 98,357,000 | 107,228,000 | 113,084,000 |
| Total capital | 106,607,000 | 111,342,000 | 120,699,000 | 127,205,000 |
| Risk-weighted assets | 1,046,770,000 | 1,106,896,000 | 1,196,763,000 | 1,271,541,000 |