Call reports 2002
FIRST COMMUNITY BANK — 2002
What FIRST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 821,897,000 | 885,021,000 | 998,343,000 | 1,391,284,000 |
| Total loans | 564,507,000 | 605,120,000 | 637,300,000 | 1,017,025,000 |
| Allowance for loan losses | 7,378,000 | 7,750,000 | 8,048,000 | 11,838,000 |
| Securities available for sale | 118,690,000 | 107,862,000 | 111,470,000 | 122,233,000 |
| Securities held to maturity | 60,791,000 | 58,328,000 | 75,216,000 | 67,296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 705,308,000 | 765,560,000 | 800,490,000 | 1,098,219,000 |
| Interest-bearing deposits | 562,418,000 | 597,943,000 | 621,350,000 | 903,516,000 |
| Noninterest-bearing deposits | 142,890,000 | 167,617,000 | 179,140,000 | 194,703,000 |
| Equity capital | 58,557,000 | 61,856,000 | 131,532,000 | 135,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,354,000 | 27,010,000 | 40,970,000 | 62,447,000 |
| Interest expense | 3,874,000 | 7,581,000 | 11,589,000 | 17,694,000 |
| Net interest income | 9,480,000 | 19,429,000 | 29,381,000 | 44,753,000 |
| Noninterest income | 2,818,000 | 5,880,000 | 9,166,000 | 12,829,000 |
| Noninterest expense | 8,127,000 | 16,760,000 | 25,724,000 | 38,018,000 |
| Provision for loan losses | 669,000 | 1,188,000 | 1,657,000 | 2,589,000 |
| Pretax income | 3,515,000 | 7,382,000 | 11,231,000 | 16,967,000 |
| Income tax | 1,347,000 | 2,818,000 | 4,082,000 | 6,103,000 |
| Net income | 2,168,000 | 4,564,000 | 7,149,000 | 10,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,628,000 | 61,025,000 | 130,545,000 | 90,356,000 |
| Total capital | 66,006,000 | 68,775,000 | 138,593,000 | 102,194,000 |
| Risk-weighted assets | 622,494,000 | 671,900,000 | 722,305,000 | 1,012,363,000 |