Call reports 2016
FIRST SECURITY BANK - SLEEPY EYE — 2016
What FIRST SECURITY BANK - SLEEPY EYE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 194,757,000 | 196,536,000 | 200,309,000 | 205,994,000 |
| Total loans | 129,712,000 | 132,370,000 | 134,987,000 | 136,877,000 |
| Allowance for loan losses | 1,489,000 | 1,430,000 | 1,490,000 | 1,464,000 |
| Securities available for sale | 33,959,000 | 34,949,000 | 31,634,000 | 23,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,016,000 | 167,182,000 | 169,690,000 | 176,421,000 |
| Interest-bearing deposits | 116,103,000 | 117,982,000 | 115,401,000 | 115,769,000 |
| Noninterest-bearing deposits | 49,913,000 | 49,200,000 | 54,289,000 | 60,652,000 |
| Equity capital | 28,381,000 | 28,998,000 | 30,232,000 | 29,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,946,000 | 3,905,000 | 5,884,000 | 7,824,000 |
| Interest expense | 58,000 | 118,000 | 179,000 | 238,000 |
| Net interest income | 1,888,000 | 3,787,000 | 5,705,000 | 7,586,000 |
| Noninterest income | 166,000 | 350,000 | 596,000 | 780,000 |
| Noninterest expense | 1,186,000 | 2,426,000 | 3,553,000 | 5,006,000 |
| Provision for loan losses | 12,000 | 30,000 | 84,000 | 102,000 |
| Pretax income | 830,000 | 1,601,000 | 2,552,000 | 3,676,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 830,000 | 1,601,000 | 2,552,000 | 3,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,733,000 | 24,504,000 | 25,454,000 | 26,579,000 |
| Total capital | 25,222,000 | 25,934,000 | 26,944,000 | 28,043,000 |
| Risk-weighted assets | 152,092,000 | 151,418,000 | 153,043,000 | 150,309,000 |