Call reports 2010
FIRST SECURITY BANK - SLEEPY EYE — 2010
What FIRST SECURITY BANK - SLEEPY EYE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 154,690,000 | 153,896,000 | 157,381,000 | 155,902,000 |
| Total loans | 100,570,000 | 104,576,000 | 102,306,000 | 100,659,000 |
| Allowance for loan losses | 2,017,000 | 2,234,000 | 2,256,000 | 2,085,000 |
| Securities available for sale | 21,144,000 | 32,763,000 | 31,721,000 | 35,450,000 |
| Securities held to maturity | 13,091,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,973,000 | 131,606,000 | 134,550,000 | 132,639,000 |
| Interest-bearing deposits | 104,590,000 | 102,518,000 | 100,895,000 | 97,237,000 |
| Noninterest-bearing deposits | 30,383,000 | 29,088,000 | 33,655,000 | 35,402,000 |
| Equity capital | 14,823,000 | 16,957,000 | 18,482,000 | 18,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,175,000 | 4,275,000 | 6,355,000 | 8,438,000 |
| Interest expense | 366,000 | 685,000 | 969,000 | 1,249,000 |
| Net interest income | 1,809,000 | 3,590,000 | 5,386,000 | 7,189,000 |
| Noninterest income | 141,000 | 391,000 | 689,000 | 964,000 |
| Noninterest expense | 1,185,000 | 2,476,000 | 3,648,000 | 5,093,000 |
| Provision for loan losses | 90,000 | 155,000 | 165,000 | 165,000 |
| Pretax income | 743,000 | 1,231,000 | 2,232,000 | 3,135,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 741,000 | 1,229,000 | 2,230,000 | 3,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,513,000 | 15,001,000 | 16,003,000 | 16,905,000 |
| Total capital | 16,130,000 | 16,645,000 | 17,615,000 | 18,494,000 |
| Risk-weighted assets | 129,624,000 | 131,076,000 | 128,475,000 | 126,625,000 |