Call reports 2009
FIRST SECURITY BANK - SLEEPY EYE — 2009
What FIRST SECURITY BANK - SLEEPY EYE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 168,305,000 | 171,427,000 | 165,747,000 | 168,978,000 |
| Total loans | 101,827,000 | 103,090,000 | 100,279,000 | 106,981,000 |
| Allowance for loan losses | 1,507,000 | 1,634,000 | 1,748,000 | 1,925,000 |
| Securities available for sale | 31,666,000 | 35,814,000 | 31,499,000 | 23,254,000 |
| Securities held to maturity | 11,025,000 | 13,539,000 | 14,638,000 | 15,054,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,025,000 | 145,590,000 | 142,128,000 | 150,419,000 |
| Interest-bearing deposits | 110,631,000 | 116,772,000 | 114,099,000 | 109,126,000 |
| Noninterest-bearing deposits | 32,394,000 | 28,818,000 | 28,029,000 | 41,293,000 |
| Equity capital | 15,257,000 | 15,740,000 | 13,549,000 | 13,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,334,000 | 4,678,000 | 7,023,000 | 9,266,000 |
| Interest expense | 631,000 | 1,271,000 | 1,900,000 | 2,481,000 |
| Net interest income | 1,703,000 | 3,407,000 | 5,123,000 | 6,785,000 |
| Noninterest income | 453,000 | 243,000 | 435,000 | 636,000 |
| Noninterest expense | 1,065,000 | 2,255,000 | 3,354,000 | 4,561,000 |
| Provision for loan losses | 1,055,000 | 1,330,000 | 1,465,000 | 2,420,000 |
| Pretax income | 36,000 | 496,000 | 484,000 | 95,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 34,000 | 494,000 | 482,000 | 93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,713,000 | 14,175,000 | 14,162,000 | 13,773,000 |
| Total capital | 15,220,000 | 15,809,000 | 15,834,000 | 15,529,000 |
| Risk-weighted assets | 132,195,000 | 139,577,000 | 135,397,000 | 141,724,000 |