Call reports 2008
FIRST SECURITY BANK - SLEEPY EYE — 2008
What FIRST SECURITY BANK - SLEEPY EYE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 121,750,000 | 125,175,000 | 170,893,000 | 176,956,000 |
| Total loans | 79,388,000 | 80,674,000 | 108,648,000 | 110,464,000 |
| Allowance for loan losses | 2,028,000 | 2,028,000 | 1,453,000 | 1,165,000 |
| Securities available for sale | 22,226,000 | 23,704,000 | 28,550,000 | 31,244,000 |
| Securities held to maturity | 4,475,000 | 4,382,000 | 5,115,000 | 7,521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,902,000 | 98,069,000 | 134,326,000 | 143,741,000 |
| Interest-bearing deposits | 80,285,000 | 77,747,000 | 105,574,000 | 104,431,000 |
| Noninterest-bearing deposits | 20,617,000 | 20,322,000 | 28,752,000 | 39,310,000 |
| Equity capital | 9,884,000 | 10,434,000 | 15,045,000 | 16,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,780,000 | 3,526,000 | 7,001,000 | 9,622,000 |
| Interest expense | 745,000 | 1,372,000 | 2,473,000 | 3,182,000 |
| Net interest income | 1,035,000 | 2,154,000 | 4,528,000 | 6,440,000 |
| Noninterest income | 205,000 | 401,000 | 937,000 | 1,238,000 |
| Noninterest expense | 735,000 | 1,475,000 | 3,105,000 | 4,188,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 505,000 | 1,080,000 | 2,360,000 | 3,083,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 503,000 | 1,078,000 | 2,358,000 | 3,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,125,000 | 9,514,000 | 13,600,000 | 13,945,000 |
| Total capital | 10,243,000 | 10,655,000 | 15,053,000 | 15,111,000 |
| Risk-weighted assets | 88,541,000 | 90,368,000 | 127,437,000 | 135,823,000 |