Call reports 2007
FIRST SECURITY BANK - SLEEPY EYE — 2007
What FIRST SECURITY BANK - SLEEPY EYE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 121,020,000 | 117,826,000 | 115,952,000 | 122,132,000 |
| Total loans | 81,253,000 | 82,298,000 | 79,431,000 | 82,148,000 |
| Allowance for loan losses | 1,274,000 | 1,323,000 | 1,368,000 | 2,069,000 |
| Securities available for sale | 18,506,000 | 17,967,000 | 15,556,000 | 12,874,000 |
| Securities held to maturity | 4,505,000 | 4,721,000 | 4,738,000 | 4,757,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,289,000 | 98,147,000 | 96,373,000 | 103,550,000 |
| Interest-bearing deposits | 77,066,000 | 77,429,000 | 77,516,000 | 78,873,000 |
| Noninterest-bearing deposits | 20,223,000 | 20,718,000 | 18,857,000 | 24,677,000 |
| Equity capital | 8,659,000 | 8,926,000 | 9,341,000 | 8,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,845,000 | 3,728,000 | 5,544,000 | 7,323,000 |
| Interest expense | 892,000 | 1,811,000 | 2,669,000 | 3,468,000 |
| Net interest income | 953,000 | 1,917,000 | 2,875,000 | 3,855,000 |
| Noninterest income | 228,000 | 446,000 | 649,000 | 859,000 |
| Noninterest expense | 724,000 | 1,482,000 | 2,218,000 | 2,891,000 |
| Provision for loan losses | 510,000 | 560,000 | 645,000 | 1,345,000 |
| Pretax income | -53,000 | 321,000 | 661,000 | 478,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | -55,000 | 319,000 | 659,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,811,000 | 9,185,000 | 9,427,000 | 8,623,000 |
| Total capital | 9,943,000 | 10,324,000 | 10,531,000 | 9,776,000 |
| Risk-weighted assets | 90,452,000 | 91,110,000 | 88,367,000 | 91,287,000 |