Call reports 2006
FIRST SECURITY BANK - SLEEPY EYE — 2006
What FIRST SECURITY BANK - SLEEPY EYE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 121,464,000 | 116,227,000 | 120,094,000 | 123,184,000 |
| Total loans | 81,836,000 | 84,485,000 | 88,799,000 | 85,101,000 |
| Allowance for loan losses | 1,042,000 | 1,155,000 | 1,568,000 | 1,518,000 |
| Securities available for sale | 19,554,000 | 18,354,000 | 17,818,000 | 18,375,000 |
| Securities held to maturity | 4,524,000 | 4,452,000 | 4,469,000 | 4,487,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,593,000 | 88,990,000 | 91,712,000 | 99,397,000 |
| Interest-bearing deposits | 70,919,000 | 70,821,000 | 70,602,000 | 77,595,000 |
| Noninterest-bearing deposits | 21,674,000 | 18,169,000 | 21,110,000 | 21,802,000 |
| Equity capital | 8,964,000 | 9,187,000 | 9,336,000 | 8,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,712,000 | 3,492,000 | 5,311,000 | 7,186,000 |
| Interest expense | 714,000 | 1,496,000 | 2,355,000 | 3,248,000 |
| Net interest income | 998,000 | 1,996,000 | 2,956,000 | 3,938,000 |
| Noninterest income | 178,000 | 394,000 | 586,000 | 787,000 |
| Noninterest expense | 735,000 | 1,448,000 | 2,159,000 | 2,668,000 |
| Provision for loan losses | 0 | 0 | 400,000 | 475,000 |
| Pretax income | 441,000 | 942,000 | 983,000 | 1,582,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 439,000 | 940,000 | 981,000 | 1,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,537,000 | 9,876,000 | 9,731,000 | 8,934,000 |
| Total capital | 10,579,000 | 11,031,000 | 10,936,000 | 10,112,000 |
| Risk-weighted assets | 91,096,000 | 92,083,000 | 96,072,000 | 93,868,000 |