Call reports 2005
FIRST SECURITY BANK - SLEEPY EYE — 2005
What FIRST SECURITY BANK - SLEEPY EYE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 123,008,000 | 118,913,000 | 120,124,000 | 129,273,000 |
| Total loans | 71,834,000 | 77,515,000 | 82,022,000 | 80,995,000 |
| Allowance for loan losses | 873,000 | 901,000 | 919,000 | 918,000 |
| Securities available for sale | 27,589,000 | 25,788,000 | 23,118,000 | 24,936,000 |
| Securities held to maturity | 4,460,000 | 4,473,000 | 4,489,000 | 4,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,735,000 | 88,738,000 | 88,001,000 | 100,678,000 |
| Interest-bearing deposits | 71,595,000 | 68,337,000 | 68,965,000 | 76,290,000 |
| Noninterest-bearing deposits | 24,140,000 | 20,401,000 | 19,036,000 | 24,388,000 |
| Equity capital | 7,509,000 | 8,274,000 | 8,445,000 | 8,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,518,000 | 3,156,000 | 4,874,000 | 6,617,000 |
| Interest expense | 534,000 | 1,096,000 | 1,739,000 | 2,450,000 |
| Net interest income | 984,000 | 2,060,000 | 3,135,000 | 4,167,000 |
| Noninterest income | 153,000 | 328,000 | 497,000 | 663,000 |
| Noninterest expense | 747,000 | 1,465,000 | 2,208,000 | 2,865,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 390,000 | 923,000 | 1,424,000 | 1,965,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 388,000 | 921,000 | 1,422,000 | 1,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,253,000 | 8,639,000 | 8,943,000 | 9,324,000 |
| Total capital | 9,126,000 | 9,540,000 | 9,862,000 | 10,242,000 |
| Risk-weighted assets | 80,062,000 | 83,397,000 | 87,931,000 | 88,818,000 |