Call reports 2004
FIRST SECURITY BANK - SLEEPY EYE — 2004
What FIRST SECURITY BANK - SLEEPY EYE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 123,805,000 | 123,375,000 | 126,344,000 | 126,980,000 |
| Total loans | 66,165,000 | 69,785,000 | 72,617,000 | 75,358,000 |
| Allowance for loan losses | 870,000 | 868,000 | 868,000 | 860,000 |
| Securities available for sale | 37,654,000 | 34,733,000 | 33,245,000 | 30,519,000 |
| Securities held to maturity | 4,814,000 | 4,426,000 | 4,439,000 | 4,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,687,000 | 88,195,000 | 89,509,000 | 94,758,000 |
| Interest-bearing deposits | 69,870,000 | 69,814,000 | 66,848,000 | 71,623,000 |
| Noninterest-bearing deposits | 20,817,000 | 18,381,000 | 22,661,000 | 23,135,000 |
| Equity capital | 8,298,000 | 8,484,000 | 8,216,000 | 7,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,447,000 | 5,059,000 | 6,671,000 |
| Interest expense | 474,000 | 929,000 | 1,411,000 | 1,915,000 |
| Net interest income | 1,117,000 | 2,518,000 | 3,648,000 | 4,756,000 |
| Noninterest income | 160,000 | 377,000 | 555,000 | 743,000 |
| Noninterest expense | 781,000 | 1,528,000 | 2,269,000 | 3,026,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 511,000 | 1,416,000 | 1,983,000 | 2,522,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 509,000 | 1,414,000 | 1,981,000 | 2,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,380,000 | 9,094,000 | 8,611,000 | 8,067,000 |
| Total capital | 9,250,000 | 9,962,000 | 9,479,000 | 8,927,000 |
| Risk-weighted assets | 74,017,000 | 78,027,000 | 80,740,000 | 82,909,000 |