Call reports 2003
FIRST SECURITY BANK - SLEEPY EYE — 2003
What FIRST SECURITY BANK - SLEEPY EYE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 113,027,000 | 118,197,000 | 116,781,000 | 124,527,000 |
| Total loans | 67,167,000 | 72,316,000 | 72,008,000 | 68,867,000 |
| Allowance for loan losses | 1,162,000 | 1,157,000 | 1,063,000 | 860,000 |
| Securities available for sale | 21,589,000 | 21,886,000 | 20,432,000 | 33,975,000 |
| Securities held to maturity | 5,517,000 | 5,528,000 | 4,947,000 | 4,952,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,265,000 | 86,719,000 | 87,955,000 | 90,601,000 |
| Interest-bearing deposits | 66,179,000 | 66,921,000 | 69,264,000 | 70,538,000 |
| Noninterest-bearing deposits | 16,086,000 | 19,798,000 | 18,691,000 | 20,063,000 |
| Equity capital | 8,334,000 | 8,621,000 | 8,914,000 | 7,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,813,000 | 3,706,000 | 5,413,000 | 6,977,000 |
| Interest expense | 505,000 | 1,000,000 | 1,481,000 | 1,963,000 |
| Net interest income | 1,308,000 | 2,706,000 | 3,932,000 | 5,014,000 |
| Noninterest income | 150,000 | 341,000 | 503,000 | 645,000 |
| Noninterest expense | 796,000 | 1,606,000 | 2,385,000 | 3,124,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 706,000 | 1,518,000 | 2,127,000 | 2,497,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 704,000 | 1,516,000 | 2,125,000 | 2,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,842,000 | 8,368,000 | 8,693,000 | 8,005,000 |
| Total capital | 8,728,000 | 9,325,000 | 9,659,000 | 8,865,000 |
| Risk-weighted assets | 70,566,000 | 76,369,000 | 77,179,000 | 76,054,000 |