Call reports 2002
FIRST SECURITY BANK - SLEEPY EYE — 2002
What FIRST SECURITY BANK - SLEEPY EYE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 114,998,000 | 114,376,000 | 116,914,000 | 116,255,000 |
| Total loans | 75,643,000 | 75,299,000 | 74,537,000 | 74,192,000 |
| Allowance for loan losses | 1,204,000 | 1,172,000 | 1,177,000 | 1,161,000 |
| Securities available for sale | 18,327,000 | 19,281,000 | 18,653,000 | 16,895,000 |
| Securities held to maturity | 5,469,000 | 5,452,000 | 5,497,000 | 5,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,615,000 | 84,600,000 | 86,760,000 | 85,826,000 |
| Interest-bearing deposits | 71,015,000 | 69,759,000 | 70,311,000 | 67,046,000 |
| Noninterest-bearing deposits | 14,600,000 | 14,841,000 | 16,449,000 | 18,780,000 |
| Equity capital | 9,242,000 | 9,811,000 | 10,130,000 | 10,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,995,000 | 3,924,000 | 5,896,000 | 7,879,000 |
| Interest expense | 650,000 | 1,255,000 | 1,892,000 | 2,445,000 |
| Net interest income | 1,345,000 | 2,669,000 | 4,004,000 | 5,434,000 |
| Noninterest income | 134,000 | 385,000 | 532,000 | 735,000 |
| Noninterest expense | 748,000 | 1,528,000 | 2,304,000 | 3,166,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 716,000 | 1,480,000 | 2,186,000 | 2,957,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 714,000 | 1,478,000 | 2,184,000 | 2,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,779,000 | 9,234,000 | 9,607,000 | 10,072,000 |
| Total capital | 9,744,000 | 10,197,000 | 10,565,000 | 11,017,000 |
| Risk-weighted assets | 76,934,000 | 76,844,000 | 76,382,000 | 75,362,000 |