Call reports 2023
VANTAGE BANK — 2023
What VANTAGE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 59,368,000 | 60,749,000 | 63,754,000 | 65,570,000 |
| Total loans | 46,458,000 | 50,563,000 | 55,546,000 | 55,692,000 |
| Allowance for loan losses | 515,000 | 518,000 | 539,000 | 555,000 |
| Securities available for sale | 9,009,000 | 6,987,000 | 4,997,000 | 5,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,067,000 | 53,859,000 | 57,798,000 | 59,661,000 |
| Interest-bearing deposits | 40,074,000 | 40,914,000 | 44,284,000 | 43,730,000 |
| Noninterest-bearing deposits | 13,993,000 | 12,945,000 | 13,514,000 | 15,931,000 |
| Equity capital | 5,197,000 | 5,185,000 | 5,456,000 | 5,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,348,000 | 2,149,000 | 3,024,000 |
| Interest expense | 94,000 | 223,000 | 413,000 | 617,000 |
| Net interest income | 561,000 | 1,125,000 | 1,736,000 | 2,407,000 |
| Noninterest income | 40,000 | 108,000 | 191,000 | 230,000 |
| Noninterest expense | 389,000 | 787,000 | 1,188,000 | 1,702,000 |
| Provision for loan losses | 13,000 | 23,000 | 44,000 | 60,000 |
| Pretax income | 199,000 | 423,000 | 695,000 | 875,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 199,000 | 423,000 | 695,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,844,000 | 4,868,000 | 5,140,000 | 5,320,000 |
| Total capital | 5,359,000 | 5,386,000 | 5,679,000 | 5,875,000 |
| Risk-weighted assets | 41,068,000 | 43,596,000 | 47,737,000 | 47,780,000 |
Machine access — free, no API key
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