Call reports 2018
VANTAGE BANK — 2018
What VANTAGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 26,780,000 | 25,625,000 | 27,834,000 | 28,764,000 |
| Total loans | 24,726,000 | 23,815,000 | 26,088,000 | 24,667,000 |
| Allowance for loan losses | 257,000 | 269,000 | 281,000 | 293,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,936,000 | 22,048,000 | 23,473,000 | 25,926,000 |
| Interest-bearing deposits | 18,577,000 | 17,091,000 | 18,104,000 | 20,308,000 |
| Noninterest-bearing deposits | 5,359,000 | 4,957,000 | 5,369,000 | 5,618,000 |
| Equity capital | 2,596,000 | 2,648,000 | 2,698,000 | 2,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 558,000 | 861,000 | 1,183,000 |
| Interest expense | 29,000 | 62,000 | 105,000 | 154,000 |
| Net interest income | 245,000 | 496,000 | 756,000 | 1,029,000 |
| Noninterest income | 67,000 | 159,000 | 234,000 | 340,000 |
| Noninterest expense | 267,000 | 546,000 | 819,000 | 1,117,000 |
| Provision for loan losses | 10,000 | 22,000 | 34,000 | 46,000 |
| Pretax income | 35,000 | 87,000 | 137,000 | 206,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 35,000 | 87,000 | 137,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,283,000 | 2,335,000 | 2,386,000 | 2,455,000 |
| Total capital | 2,540,000 | 2,604,000 | 2,667,000 | 2,748,000 |
| Risk-weighted assets | 21,372,000 | 21,496,000 | 23,965,000 | 23,654,000 |