Call reports 2010
VANTAGE BANK — 2010
What VANTAGE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 7,280,000 | 7,022,000 | 7,294,000 | 7,359,000 |
| Total loans | 3,310,000 | 4,042,000 | 4,007,000 | 3,690,000 |
| Allowance for loan losses | 32,000 | 32,000 | 32,000 | 32,000 |
| Securities available for sale | 7,000 | 7,000 | 6,000 | 6,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,478,000 | 6,226,000 | 6,471,000 | 6,552,000 |
| Interest-bearing deposits | 4,614,000 | 4,457,000 | 4,367,000 | 4,674,000 |
| Noninterest-bearing deposits | 1,864,000 | 1,769,000 | 2,104,000 | 1,878,000 |
| Equity capital | 785,000 | 777,000 | 802,000 | 793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 65,000 | 134,000 | 210,000 | 279,000 |
| Interest expense | 11,000 | 20,000 | 29,000 | 36,000 |
| Net interest income | 54,000 | 114,000 | 181,000 | 243,000 |
| Noninterest income | 17,000 | 32,000 | 50,000 | 73,000 |
| Noninterest expense | 76,000 | 159,000 | 219,000 | 313,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -5,000 | -13,000 | 12,000 | 3,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -5,000 | -13,000 | 12,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 785,000 | 777,000 | 802,000 | 793,000 |
| Total capital | 817,000 | 809,000 | 834,000 | 825,000 |
| Risk-weighted assets | 4,179,000 | 4,127,000 | 4,142,000 | 4,195,000 |