Call reports 2009
VANTAGE BANK — 2009
What VANTAGE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 7,383,000 | 7,101,000 | 6,845,000 | 7,116,000 |
| Total loans | 3,462,000 | 3,866,000 | 4,026,000 | 3,809,000 |
| Allowance for loan losses | 36,000 | 36,000 | 36,000 | 32,000 |
| Securities available for sale | 258,000 | 7,000 | 7,000 | 7,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,575,000 | 6,296,000 | 6,028,000 | 6,310,000 |
| Interest-bearing deposits | 4,841,000 | 4,722,000 | 4,280,000 | 4,442,000 |
| Noninterest-bearing deposits | 1,734,000 | 1,574,000 | 1,748,000 | 1,868,000 |
| Equity capital | 788,000 | 786,000 | 798,000 | 789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 83,000 | 166,000 | 255,000 | 332,000 |
| Interest expense | 14,000 | 26,000 | 38,000 | 49,000 |
| Net interest income | 69,000 | 140,000 | 217,000 | 283,000 |
| Noninterest income | 20,000 | 37,000 | 56,000 | 76,000 |
| Noninterest expense | 89,000 | 178,000 | 263,000 | 351,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 0 | -1,000 | 10,000 | 8,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 0 | -1,000 | 10,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 788,000 | 786,000 | 798,000 | 789,000 |
| Total capital | 824,000 | 822,000 | 834,000 | 821,000 |
| Risk-weighted assets | 3,678,000 | 3,556,000 | 3,481,000 | 3,790,000 |