Call reports 2007
VANTAGE BANK — 2007
What VANTAGE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 7,237,000 | 7,628,000 | 6,811,000 | 7,583,000 |
| Total loans | 4,236,000 | 4,520,000 | 4,408,000 | 4,182,000 |
| Allowance for loan losses | 36,000 | 36,000 | 36,000 | 36,000 |
| Securities available for sale | 507,000 | 508,000 | 508,000 | 260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,457,000 | 6,825,000 | 5,983,000 | 6,788,000 |
| Interest-bearing deposits | 4,913,000 | 4,721,000 | 4,372,000 | 4,842,000 |
| Noninterest-bearing deposits | 1,544,000 | 2,104,000 | 1,611,000 | 1,946,000 |
| Equity capital | 755,000 | 779,000 | 801,000 | 768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 102,000 | 213,000 | 321,000 | 428,000 |
| Interest expense | 26,000 | 51,000 | 77,000 | 103,000 |
| Net interest income | 76,000 | 162,000 | 244,000 | 325,000 |
| Noninterest income | 22,000 | 45,000 | 70,000 | 94,000 |
| Noninterest expense | 87,000 | 175,000 | 260,000 | 400,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 32,000 | 54,000 | 19,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,000 | 32,000 | 54,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 760,000 | 782,000 | 803,000 | 768,000 |
| Total capital | 796,000 | 818,000 | 839,000 | 804,000 |
| Risk-weighted assets | 4,338,000 | 5,601,000 | 4,433,000 | 4,399,000 |