Call reports 2006
VANTAGE BANK — 2006
What VANTAGE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 7,025,000 | 6,614,000 | 6,733,000 | 7,299,000 |
| Total loans | 4,659,000 | 4,999,000 | 4,937,000 | 4,155,000 |
| Allowance for loan losses | 35,000 | 35,000 | 35,000 | 36,000 |
| Securities available for sale | 901,000 | 899,000 | 902,000 | 706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,297,000 | 5,666,000 | 5,864,000 | 6,530,000 |
| Interest-bearing deposits | 4,299,000 | 4,216,000 | 4,345,000 | 4,505,000 |
| Noninterest-bearing deposits | 1,998,000 | 1,450,000 | 1,519,000 | 2,025,000 |
| Equity capital | 712,000 | 731,000 | 746,000 | 742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 86,000 | 184,000 | 290,000 | 400,000 |
| Interest expense | 15,000 | 32,000 | 58,000 | 84,000 |
| Net interest income | 71,000 | 152,000 | 232,000 | 316,000 |
| Noninterest income | 23,000 | 44,000 | 67,000 | 90,000 |
| Noninterest expense | 96,000 | 179,000 | 270,000 | 385,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -2,000 | 17,000 | 29,000 | 21,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,000 | 17,000 | 29,000 | 21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 725,000 | 745,000 | 757,000 | 748,000 |
| Total capital | 760,000 | 780,000 | 792,000 | 784,000 |
| Risk-weighted assets | 5,595,000 | 5,748,000 | 5,780,000 | 4,368,000 |